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Review Score 8.1 out of 10

Chime's Mobile Apps

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I love Chime ! It's online banking that has zero fee's and if you have direct deposit you get paid 2-4 days early ! They even have a credit card a way to build your credit ! It's help me raise my credit by 10 points results may vary it depends on how you use it ! I had a charge once on my card that I didn't make Chime took care... I love Chime ! It's online banking that has zero fee's and if you have direct deposit you get paid 2-4 days early ! They even have a credit card a way to build your credit ! It's help me raise my credit by 10 points results may vary it depends on how you use it ! I had a charge once on my card that I didn't make Chime took care of it immediately immediately! Read more

Sami H. reviews
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I love the banking and savings program they have and also their credit builder. My credit score has gone up 25 points in the last 2 months from their credit builder card. The best part about them is that they don't have any fees! No NSF Fees or Overdraft Charges.

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Cindy Barrett reviews
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I absolutely love banking with Chime. I am currently also using the Credit Builder card and it is fabulous. They are a great bank to work with, and if you need to you can actually talk to a live person. Everything is online if you prefer, and you will usually get paid up to two days early. Love this bank.

Megan Godwin reviews
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I love chime! And now they have the credit builder and it really boost your credit, which helped raise mine from a 4something to a 625!

Beth Price Almeida reviews
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Chime is technically considered a "deposit account" rather than a prepaid debit card system. You can have your pay direct deposited or do cash loads from stores like Wal-Mart and CVS. Once you sign up, you have the option to open a savings account and have 10% of your pay automatically deposited to the savings account. They also round you... Chime is technically considered a "deposit account" rather than a prepaid debit card system. You can have your pay direct deposited or do cash loads from stores like Wal-Mart and CVS. Once you sign up, you have the option to open a savings account and have 10% of your pay automatically deposited to the savings account. They also round your purchases up to the nearest dollar amount and deposit the difference into savings as well, which can SERIOUSLY add up, especially around the holidays. Chime customer service is absolutely amazing. The agents are friendly and know what they're doing. They are respectful and will go the extra mile to help you with your problem or question. The mobile app is first rate and has a ton features like the option to stop all transactions by turning off your card, choosing to have international usage on or off, and instant notifications on purchases and balance by text, email, and inside the app. Chime is FDIC insured and fee free. I've used Chime for over a year and have had no problems at all. They recently upgraded the cards to use the EMV chips and are currently working to offer joint accounts. If you are trying to decide on which prepaid spending card to choose, I would suggest Chime Bank and only Chime Bank. Happy card hunting! Read more